About the role
Job Title: KYC / CDD Analyst
Location: Sharjah Contract Duration: 6 months Level: Analyst
Job Description
We are seeking a detail-oriented KYC / CDD Analyst to support periodic and trigger-based customer due diligence activities in line with the Bank’s customer risk rating framework and regulatory requirements.
Key Responsibilities
- Conduct periodic KYC refreshes and trigger-based reviews in accordance with internal policies and regulatory standards. - Review, update, and maintain customer profiles, including:
- Customer identification and verification information - Ownership and control structures - Ultimate Beneficial Ownership (UBO) - Nature of business, Source of Funds (SoF), and Source of Wealth (SoW)
- - Ensure KYC records are complete, accurate, and up to date across core banking and KYC systems. - Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for higher-risk customers, including:
- High-risk geographies - Politically Exposed Persons (PEPs) - Complex ownership structures - Cash-intensive or high-risk industries
- Assess and document customer risk factors and apply appropriate risk ratings. - Prepare clear and concise EDD narratives, including justifications for risk acceptance or escalation. - Collect, validate, and review KYC documentation in line with regulatory and internal standards. - Maintain proper documentation and audit trails to support internal audits, compliance reviews, and regulatory inspections. - Adhere to defined SLAs and productivity targets while maintaining high quality standards. - Liaise with Relationship Managers, Front Office, Operations, and Compliance teams to resolve KYC gaps and outstanding issues.
Required Knowledge & Skills
- Strong understanding of AML/CFT, KYC, CDD, and EDD requirements. - Practical knowledge of CBUAE AML/CFT Regulations and regulatory guidance. - High attention to detail with strong documentation and analytical skills. - Ability to manage multiple cases within tight timelines.
Text as published by Capitex. We don't edit postings; apply and ask questions on the employer's site.